Resources
FAQs
Q1: Will employees really see more in their paycheck?
A: Yes—eligible employees typically see higher net pay due to pre-tax treatment of specific contributions.
Q2: Does this increase our gross payroll?
A: No. The optimization lowers taxable wages for applicable items, reducing employer payroll taxes.
Q3: Is this compliant with IRS rules?
A: Yes. We design plans within IRS Section 125 and related regulations, with required documentation.
Q4: Will this affect benefits quality?
A: No. The goal is to keep benefits strong while improving after-tax economics.
Q5: How long does rollout take?
A: Weeks, not months. Most employers begin seeing impact in the first payroll cycle after onboarding.
Q6: Can we use our current payroll provider?
A: Yes. We coordinate mappings with your existing provider.
Q7: What size employers is this best for?
A: From small teams to multi-state operations. The savings scale with eligible employees.
Q8: Are there nondiscrimination testing requirements?
A: Yes. We’ll guide you on applicable testing and documentation.
We believe in clarity and transparency. Here are answers to the most common questions, plus helpful tools to make your decision easy.
Downloadables Section
📄 Employer Checklist (PDF)
📄 Employee Flyer (PDF)
📄 One-Pager: FICA Maxx Overview (PDF)
